New Deposit Insurance Limits

President Barack Obama on May 20, signed into law a bill that increases the FDIC's borrowing authority with the U.S. Treasury Department and extends the agency's $250,000 deposit insurance coverage limit through 2013.

"Generations Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC'S general deposit insurance rules."

Summary of Deposit Insurance Coverage

eCheckingPlus

Generations Bank’s eCheckingPlus is the best checking account around for those who prefer to bank online, receive estatements and to use their debit card… oh yea, and who love great rates like:

3.25% APY	*(from 0 - $25,000 balances )**
* 1.50% APY on balances over $25,000

Relationship Money Market

Generations Bank’s Relationship Money Market is just the right solution to reward you for having your banking relationship with us. You’ve worked hard for your money; let your money work hard for you in our Relationship Money Market account when you have a total banking relationship with us of $50,000 or more.

Certificates Of Deposit

Generations CD Rates

• Great Rates – Everyday

• Safe & Secure - FDIC Insured

• Easy To Open At Any Of Our Locations

Special Promotional Rates

Term	APY
24 months - Option	2.00%

GENERATIONS OVERDRAFT PRIVILEGE

All of our checking accounts carry an overdraft privilege limit and one of the lowest overdraft fees in the nation.

In addition, you can apply for a line of credit that protects your account by advancing funds to your checking account.

Or, set up overdraft protection by linking your checking account to a savings or money market account.