GENERATIONS PERSONAL SAVINGS ACCOUNTS

Statement Savings

• $100 minimum opening deposit
• $100 minimum balance requirement
• $5 monthly service charge (if below minimum)
• $0.50 per withdrawal in excess of (3) three per month
• Interest is compounded quarterly
• Quarterly statements

Minor Statement Savings

• $100 minimum opening deposit
• No minimum balance requirement
• No monthly service charge
• For children under 18 years of age
• Interest is compounded quarterly
• Quarterly statements
• $0.50 per withdrawal in excess of (3) three per month

Money Market Investment Account

• $1,000 minimum opening deposit
• $1,000 minimum balance requirement
• $10 monthly service charge (if below minimum)
• For children under 18 years of age
• Limited to 6 transactions, 3 of which may be by check
• $0.50 for each transaction over maximum
• Interest paid based on the following tiers:

$         0.01 - $24,999 
$25,000.00 - $49,999 
$50,000.00 - $99,999 
$100,000 or more                   

Relationship Money Market
Features:

• High yield Money Market account that complements E Checking Plus, CDARS, &
  Relationship Checking Plus customers
  Interest paid based on the following tiers:
  $         0.01 - $24,999 
  $25,000.00 - $49,999 
  $50,000.00 - $99,999 
  $100,000 or more                   
  $2,500 minimum balance to avoid $10 service charge